I get paid mid month, so my in bank budget runs from the middle of each month every month and as we’ve passed Septembers Payday, its time for a little look at my last months expenses.
I decided to start this in September so the end of August was still very much a “yes buy” phase.
September is also birthday month for both me and my daughter, so I have ended up with a little extra money from my birthday which has been spent in lieu of birthday gifts. I’ll include those spends, but will note when its been a “birthday money” purchase. For information – I’ll be referring to my daughter as “A” in these posts.
One thing I NEED to stop doing is little “Co-op runs” midweek when we need something like bread or veg or milk and putting it on my card. Some of those turn into actually quite expensive shops, especially when you add it all together.
My little Co-Op trips cost me £107.05 this month.
Whilst I try and keep our days out as cheap as possible, we do inevitably incur some costs. This month I spent
£20 on A’s birthday trip to the farm (my partner paid for the lunch and drinks when we were there)
£8 on a sandwich and coffee, then a tots gymnastics session for A
£4.40 for a pint of lemonade at a wedding (!!!!!!)
£7 on drinks on my birthday trip out
£10 deposit for a Christmas party
So that brings our day out spend to: £49.40
All this seems fairly reasonable (except the £4.40 lemonade which still stings). But what other spending have I done?
I bought a first aid kit for the house which was £26.94, and spent £6.94 on calpol.
£35 for the dentist
£5.09 on McDonalds.
Birthday spends:
I pre-ordered an album for £36.94 (its on vinyl….does that make it more reasonable?)
£19.50 on a photo album
£52.11 on a collectors item (a cool x-ray record)
for a total of £108.55
I also paid £300 off my credit card which has been dipping lower and lower since trying to recover from the financial hit of maternity leave (and pay) leaving a balance as of today at £199.99
Overall, I don’t think I’ve done too badly – what do you think?
Bye Bye Buy 