Uncategorized – Bye Bye Buy

Christmas is Coming

It’s been a month since my last post and by rights, this should be a break down of my November spending but I think it’s important first to look at Christmas, and how I’m spending less this year… in theory at least. Part one – The Secret Santa For the last couple of years, meContinue reading “Christmas is Coming”

Bulk is boujee? Spending more to spend less

Last week I mentioned that I’d be writing a defence of my £81.60 spend on shampoo and conditioner, so here we are. I bought enough to last me for roughly a year (at least, the conditioner should last about a year, we all know the shampoo will last far longer though despite being the sameContinue reading “Bulk is boujee? Spending more to spend less”

October

Okay this did not go to plan. I think because I knew in my head that I’d be spending a lot of money on the dentist I sort of, wrote the whole month off? Which is not the point. I’ll start with money that I need to pay myself back from the joint account –Continue reading “October”

Scheduled Payments

Lets take a deep dive into my regular standing orders and direct debits, and see if there’s any I can do without… Up first its the joint account! First up we have the mortgage – which as I briefly mentioned in my last post, is a work in progress. This is currently at around theContinue reading “Scheduled Payments”

Joint finances?

I’ve had a couple of conversations with people recently about how people handle finances in their relationships and obviously the answers are vastly different across different life stages, relationships stages and cultures but I thought it’d make a good topic for a post. As some background, my partner and I are both late 20s (wow,Continue reading “Joint finances?”

September so far…

I get paid mid month, so my in bank budget runs from the middle of each month every month and as we’ve passed Septembers Payday, its time for a little look at my last months expenses. I decided to start this in September so the end of August was still very much a “yes buy”Continue reading “September so far…”

Hello, Goodbuy

Welcome to my “no buy” attempt. Let us start with the basics, shall we? What is a “No Buy”? I will be attempting to buy as little as possible for the remainder of this (2022) calendar year. Maybe it will be extended, but I’m not in a place to commit to a full no buyContinue reading “Hello, Goodbuy”